TBS enables financial advisors to develop more entrenched relationships with their clients by offering value-add financial solutions. Our Insured Deposit Program (IDP) offers advisors and their clients the opportunity to obtain extended FDIC insurance, with same-day liquidity and net yields that have consistently outperformed government and treasury money market funds, without the risk of NAV volatility or gates and fees.
Pay 100% of the rate to all/select client types, or elect to retain a service fee in an amount of your choosing. We also offer flexible options that enable you to tier rates across clients via flat fees, a percentage of net rate or any combination thereof.
And, where a Broker Dealer firm is affiliated with a banking institution that can serve as a funding source, TBS offers a fully automated end-to-end loan management system that enables them to offer the benefits of a securities-based line of credit (SBLOC) with ease and efficiency.
Offer financial advisors and their clients the opportunity to obtain extended FDIC insurance.
Offer clients the ability to obtain securities-based lines of credit at attractive rates using their securities portfolio as collateral.
Total Bank Solutions has decades of experience serving the needs of broker dealers, combining deep industry experience with superior business processes and advanced technology to create flexible client solutions. From program setup and implementation to daily reports and account reconciliation, we can do it all.
Our solutions offer a flexible program design, extensive back-office systems integration, customizable reporting and data exchange capabilities along with robust risk management.