We realize that Regional Banks are exploring opportunities to diversify their deposit base through sizable, stable and committed funding opportunities at attractive fixed/floating terms, besides seeking better regulatory treatment of capital through reciprocal arrangements with other banks.
In addition, Regional Banks are discovering the potential of securities-based lending as an opportunity to extend the value they offer clients and grow this segment of their business.
To maximize profit opportunities Regional Banks can deploy a funding strategy that leverages cost effective FDIC-insured deposits to fund securities-based loans.
Gain a stable, sizable and cost-effective source of funding with our Insured Deposit Program
Get connected with an affiliate broker dealer and their clientele via our Loan Management System
Gain a stable and predictable base of deposits, at attractive funding levels from sources seeking to provide extended FDIC insurance for their clients.
Leverage an automated, configurable and integrated securities-based lending platform.
Total Bank Solutions has decades of experience serving the needs of regional banks, combining deep industry experience with superior business processes and technology to enhance their offerings to provide differentiating value to clients, gain efficiency, and drive growth. From program setup and implementation to daily reports and account reconciliation, we can do it all.
Our solutions offer flexible program design, extensive back-office systems integration, standardized reporting and data exchange capabilities along with robust risk management.