Resources - Total Bank Solutions

Fact Sheets

IDP for Depository Institutions

Gain a diversified source of stable and predictable base of deposits at a level that you determine.

IDP for Trusts

Act in the best interest of your clients by offering extended FDIC insurance with same-day liquidity without the risk of NAV volatility.

Download

LMS for Banks

Diversify your loan portfolio with an automated, end-to-end platform that allows you to originate, underwrite and monitor SBLOCs at scale.

Download

LMS for Broker Dealers

Expand your wealth management offerings with an easy-to-use solution that automates the SBLOC origination, underwriting and collateral monitoring process.

Download

LMS for Trust Departments

Offer clients the ability to obtain securities-based loans at attractive rates using their securities as collateral.

Download

LMS for Wealth Advisors

For wealth professionals, SBLOCs provide a tax-efficient way to help clients finance a range of short-term
liabilities.

Download

Whitepaper

Navigating the FDIC Brokered Deposit Rule

This whitepaper summarizes the key aspects of the Final Rule as it relates to insured sweep programs.

Download

Regulatory Reform Changes in Effect: Are You Prepared?

Qualifying banks may classify eligible reciprocal deposits as non-brokered. Read the key provisions and notable sections banks need to know.

Download

Podcasts & Videos

ABA Feature: Securities-Based Lending for Banks: Balance Sheet Shock Absorber, Untapped Growth

In this ABA podcast episode Total Bank Solutions’ securities-based lending (SBL) expert Mike Musial and ABA vice president Phoebe Papageorgiou discuss the value of SBL as a loan asset class for banks and how technology is transforming SBL into a highly scalable vehicle for increasing bank client wallet share and winning new business.

Play

Episode #1: Intro to Securities-Based Lending for Banks & Wealth Managers: Who, What, How & Why

In this inaugural episode of the Total Bank Solutions (TBS) Securities-Based Lending videocast series TBS Managing Director of Securities-Based Lending Brian Tully turns to fellow TBS Managing Director and securities-based lending market expert Mike Musial to share market insights he’s gained from launching SBL programs for some of the industry’s largest wire houses.

Play

Episode #2: Securities-Based Lending: Balance Sheet Shock Absorber

Once again TBS Managing Director of Securities-Based Lending Brian Tully is joined by fellow TBS Managing Director and securities-based lending market expert Mike Musial – this time to discuss how securities-based lines of credit react differently to interest rate movements than traditional lending options and, in turn, can act as balance sheet shock absorber.

Play

Episode #3: Why Bankers Are Passionate About Securities-Based Lending

In this episode TBS Managing Director of Securities-Based Lending Brian Tully and TBS Managing Director and securities-based lending expert Mike Musial explore what makes SBL so attractive to bankers. Key takeaways include how SBL acts as a balance sheet shock absorber and how these loans can be used to diversify a loan portfolio.

Play

Episode #4: Why Wealth Managers Love Securities-Based Lending

TBS Managing Director Mike Musial joins TBS Managing Director of Securities-Based Lending Brian Tully to share his insights into why wealth managers love securities-based lending, including how SBL serves as a strategic tool to recruit top talent and how it enables them to meet their clients’ liquidity needs without liquidating assets under management.

Play

Episode #5: A Look at SBL Automation Through the Lens of a Banker

Hosted by TBS Managing Director and SBL expert Mike Musial, this episode features commentary from Mark Thompson, former banker and current TBS Managing Director of Products & Capacity. They discuss how automation is enabling banks to mitigate risk and gain greater control and cost savings, while simultaneously enabling invaluable loan portfolio diversification.

Play

Episode #6: Optimizing Bank Balance Sheet Strategies

Managing Director and SBL expert Mike Musial is again joined by former banker and current TBS Managing Director of Products & Capacity Mark Thompson. Topics include how securities-based loans can be used to mitigate loan portfolio risk, their impact on a bank’s net interest rate margin in a low-rate environment, and their merits in a post-pandemic environment.

Play

Securities-Based Lending (SBL) & the TBS Loan Management System

Watch this two-minute video to learn how the TBS Loan Management System is automating the SBL process to give banks the ability to easily diversify their loan portfolios and efficiently grow an SBL program at scale while providing affiliated wealth managers the opportunity to participate in the rising popularity of SBL and provide greater value to their clients.

Play

Securities-Based Lending in a Rising Rate Environment, Part I

Russ Holland and Keith Avant of Fieldpoint Private Bank recap their strategic decision to utilize technology to address the lack of scalability in their lending processes, as well as how they plan to leverage the new technology and SBL to enhance the bank profitability in the headwinds of rising lending rates.

Play

Securities-Based Lending in a Rising Rate Environment, Part II

Mike Musial and guests discuss how technology can not only minimize risk but actually add to the growth of the SBL business and how to educate advisors and their clients about the best use of SBL in a practice. Russ Holland, Fieldpoint Private Bank & Trust, also shares some very interesting funding strategies to maximize SBL profit.

Play

TBS Insights

Review the latest interest rates, rate comparisons and market commentary from Total Bank Solutions.

Read TBS Insights

News

Read announcements from Total Bank Solutions about products, clients, partners and leadership.

See News

Events

Join the Total Bank Solutions team at these virtual and live industry and company-sponsored events.

See Events & Webinars