Insured Deposit and Securities-Based Lending for Financial Institutions

At Total Bank Solutions, we combine deep industry experience, superior business processes and proprietary technology to create flexible wealth management solutions.

Wealth Management

graphic showing the TBS products

Insured Deposit Program

Deposit Management Service (DMS)

Our Insured Deposit Program provides cash investors with the benefit of extended FDIC insurance and, for participating banks, a stable, diversified and cost effective source of deposit funding. It also supports the placement of reciprocal deposits as part of one integrated deposit sweep solution. With over $80 Billion in assets under administration (AUA), TBS is a leading provider of insured deposit programs.

TBS’s Proprietary Bank Monitor© risk assessment platform allows for our clients to receive detailed and comprehensive reports on the safety and soundness of all depository institutions in their program.

Learn More

Securities-Based Lending

Loan Management System (LMS)

The TBS Loan Management System is an end-to-end securities-based lending platform that connects banks with excess lending capacity to intermediaries and their clients. Now advisors and banks can offer clients competitively priced securities-based lines of credit, which offer better rates and tax incentives for customers compared to home equity loans.

Learn More

Contact Us Today to Learn More

Contact Us