Read announcements from Total Bank Solutions about products, clients, partners and leadership.

Archives: Insights

TBS Insights

Market Update October 2021

Excess systemic liquidity continues to place downward pressure on banks’ aggregate demand for wholesale funding. The impact of government stimulus programs and stagnant loan growth […]

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Market Update July 2021

TBS’s IDP is a cash sweep service providing wealth management firms with extended FDIC insurance, daily liquidity, and highly competitive yields on behalf of their […]

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Market Update May 2021

Even as market dynamics impacting banks’ capacity to onboard additional deposits remain a challenge and the interest rate environment has put downward pressure on pricing, […]

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Market Update for Trust Companies

TBS Insured Deposit Program (IDP) TBS is a leading financial technology firm founded in 2005, with its Insured Deposit Programs as its core business. TBS’s […]

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A Proven Solution During Uncertain Times

When faced with uncertainty, investors seek investment options that prioritize principal protection and access to liquidity. Insured Deposit Programs (IDP) offer financial intermediaries and their […]

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Total Bank Solutions Introduces a New Liquid Reciprocal Feature for Insured Deposit Programs

Fintech provider poised to challenge the market for reciprocal deposits Total Bank Solutions (TBS) announced today the creation of a new liquid reciprocal sweep feature […]

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Regulatory Reform Changes in Effect: Are You Prepared?

Qualifying banks may classify eligible reciprocal deposits as non-brokered. Read the key provisions and notable sections banks need to know.

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