About Us

Rooted in Deep Industry Knowledge: Technology Solutions, Thought Leadership & Service Excellence

Founded in 2004 by seasoned professionals with deep knowledge, we are a FinTech company serving the needs of banks and wealth managers. Everything we do is rooted in industry expertise: technology solutions, thought leadership, and service excellence.

Through our flexible FDIC-insured deposit and securities-based lending solutions we empower banks and wealth managers to become more efficient and grow.  We help broker dealers, trust advisors and wealth managers offer solutions that provide unique value to clients to retain assets, win new accounts, and attract top talent. We help banks efficiently diversify funding sources at competitive rates and discover the revenue opportunities of new asset classes. And we help wealth management technology platform providers enhance the value they offer clients.

As thought leaders we keep the industry abreast of evolving market and regulatory developments.  And our highly knowledgeable, dedicated service teams have one goal in mind: client success.


Over 90 wealth managers use IDP to offer extended FDIC insurance


IDP provides 150+ banks with a source of stable deposit funding


TBS represents 4M individual investors and more than $90B in AUA

Innovative Solutions for Today’s Financial Institutions

We have built a strong track record of success, consistently fulfilling our clients’ objectives while investing in our technology and service offerings to support ongoing growth initiatives. By delivering on behalf of our clients, we have earned a market leading reputation for exceptional client service, collaborative engagement and flexibility.

Wealth Management

graphic showing the TBS products
Insured Deposit Program
Deposit Management System (DMS)

Our Insured Deposit Program provides cash investors with the benefit of extended FDIC insurance and, for participating banks, a stable, diversified and cost effective source of deposit funding. It also supports the placement of reciprocal deposits as part of one integrated deposit sweep solution.

A subscription to the TBS Bank monitor allows users to research, surveil and report on the safety and soundness of FDIC insured banks in your network.

Securities-Based Lending
Loan Management System (LMS)

The TBS Loan Management System is an end-to-end securities-based lending platform that connects banks with excess lending capacity to intermediaries and their clients. Now advisors and banks can offer clients competitively priced securities-based lines of credit which offer better historical rates and tax advantages.

Our People

To address the needs of an increasingly complex and sophisticated client base, we continue to hire and retain employees with extensive financial industry experience.

The financial services industry is one of the most highly regulated and complex industries. It is also experiencing an unprecedented transformation due to the convergence of new business models, changing customer expectations, expanding regulatory requirements and emerging risks driven by digital transformation. As a result, it is incumbent upon us to evolve to meet these challenges while adhering to the highest levels of enterprise risk management and compliance.

We believe there is no substitute for deep industry experience in order to understand the unique needs of our clients. By utilizing this knowledge can we offer creative solutions and continue to build a culture that understands the importance of risk management and compliance.

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Helping to Shape the Future

While compliance with current market standards is critical, we believe it is equally important to anticipate and plan for changes that could impact our clients and our ability to serve their needs.

To that end, we proactively invest in research and development initiatives to ensure that we are current with respect to emerging technologies that can enhance our current offerings or lead to new opportunities. We also are engaged with various industry regulators and governmental agencies, maintaining an open dialogue about emerging trends and sharing our perspective when appropriate about proposed rulemaking that may impact our firm or our clients.