Loan Management System

Securities-Based Lending Reinvented

The Loan Management System (LMS) is an innovative, turn-key, end-to-end securities-based lending platform that connects lenders seeking high-quality, collateralized loans with borrowers requiring convenient access to credit.

Why Securities-Based Lending

Clients look to securities-based loans and lines of credit for their seamless application process, faster approvals (normally between 24-48 hours), and immediate access to funds. They can often obtain higher loan to value ratios when compared to margin, with better rates and no prepayment penalties.

LMS is a true end-to-end software as a service (Saas) that offers security level collateral evaluation, loan origination and underwriting. Its modular design is configurable to support individual integration requirements.

Growing Markets for Securities-Based Lending

The popularity of securities-based lending continues to grow, particularly with high net worth and ultra-high net worth clientele.

Total financial assets expected to reach

Greater than $60 Trillion by 2022

Over half represents the $1-10M and $10M+ segments

Top four US-based wirehouses report

Greater than $200 Billion in outstanding SBLs

Fee-based, non-margin eligible accounts are on pace to exceed 50% of total assets by 2025

Sources: PWC Strategy and Analysis, US Federal Reserve, Cerrulli

LMS for Financial Intermediaries

Broker dealers, RIAs, trust organizations and their advisors can improve their competitive position and offer more to clients while retaining portfolio assets and management fee income. TBS can integrate with your affiliated or partner banks or provide access to our network of banks based on your unique requirements.

LMS for Lenders

Banks without existing wealth management or broker dealer affiliates can expand their reach and accommodate broker dealers in search of a securities-based lender. Those with broker-dealer or wealth management affiliations can streamline their processes.

If you’d like to learn more, watch a demo or get started…

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